The purpose of life insurance is supposed to be to replace your lifelong earning potential for someone who was depending on it (if you're raising a kid, eg), and most people's lifetime earning potential has been trending down from what they were expecting https://twitter.com/Lexialex/status/1317927771297828864 …
It's interesting I guess because even from a coldly economic standpoint it's not like a 1950s housewife didn't do a ton of labor that would cost a lot of money if you had to pay out of pocket for it (hiring a maid, a cook, a nanny, etc)
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But I guess the assumption there is that the widower could just go ahead and marry a younger replacement (whereas a widow with kids would be severely disadvantaged on the marriage market) Ah, society
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Every woman in my family has worked outside the home going back generations. Both of my grandmothers were divorced single parents who supported themselves. The idea of them just having a burial insurance policy... yeah.
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