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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    2. Joel Farran‏ @JoelFarran 18 Oct 2020
      Replying to @Lexialex

      Unfortunately you will hear suicidal individuals say the same thing.

      1 reply 0 retweets 4 likes
    3. This Tweet is unavailable.
      Arthur Chu‏Verified account @arthur_affect 18 Oct 2020
      Replying to @Lexialex @JoelFarran

      It does, actually, there's a two year suicide exclusion after you buy the policy (to keep people from just buying it for the purpose of killing themselves) but afterwards they legally have to pay out

      5:11 PM - 18 Oct 2020
      • 20 Likes
      • malvo Ω no name Felicia DesJardins Neil Sarver (((Irish))) Horrible Checkers Lad Appreciator Joel Farran WABI SABI FOR ROBOTS Orchardist R
      2 replies 0 retweets 20 likes
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        2. Arthur Chu‏Verified account @arthur_affect 18 Oct 2020
          Replying to @arthur_affect @Lexialex @JoelFarran

          This is a whole thing in insurance law, it was deemed cruel to withhold payments to bereaved families in cases of suicide and they decided the two year time limit was enough to prevent the "moral hazard" of insurance encouraging suicide

          0 replies 0 retweets 22 likes
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        2. Joel Farran‏ @JoelFarran 18 Oct 2020
          Replying to @arthur_affect @Lexialex

          The laws are not necessarily consistent from state to state. Some states have more restrictive regs in place that provide insurance companies contestability options even after a certain period.

          1 reply 0 retweets 0 likes
        3. Arthur Chu‏Verified account @arthur_affect 18 Oct 2020
          Replying to @JoelFarran @Lexialex

          I'm pretty sure all 50 states follow the model law about suicide exclusions, with the ones that deviate from it doing so to be more generous, not less (reducing it to one year or eliminating it entirely) (This used to be my job)

          0 replies 0 retweets 4 likes
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