This... is not truehttps://twitter.com/TheMcKenziest/status/1300630506229264384 …
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Also I would say the real issue is that given the population of the Earth as a whole, having ready access to a credit system at all puts you in a minority of humans, and people in the majority who don't are oppressed by that fact
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(This is what Kiva and all the other microlending sites are about Although it's less even *credit* than it is the reputation system There's plenty of places in the world where if you show up in a new city and want to rent a place you're just SOL)
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