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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    1. Arthur Chu‏Verified account @arthur_affect 2 Sep 2020

      Arthur Chu Retweeted Lauren McKenzie

      This... is not truehttps://twitter.com/TheMcKenziest/status/1300630506229264384 …

      Arthur Chu added,

      Lauren McKenzie @TheMcKenziest
      How betrayed were you when you found out credit scores are only for Americans?
      Show this thread
      6 replies 12 retweets 75 likes
      Show this thread
    2. Hyza‏ @Hyza87 2 Sep 2020
      Replying to @arthur_affect

      We do not have credit scores in Switzerland. Only a registry of the times you were liable to money collection for failure to pay a debt. If you pay the debt, the entry gets removed.

      1 reply 0 retweets 3 likes
    3. Arthur Chu‏Verified account @arthur_affect 2 Sep 2020
      Replying to @Hyza87

      Yes, but this is very different from what she means by "not having a credit score" The concept of credit *rating* exists anywhere there's the concept of credit -- it has to, otherwise all lines of credit are just free money

      1 reply 0 retweets 2 likes
    4. Hyza‏ @Hyza87 2 Sep 2020
      Replying to @arthur_affect

      Ah, I got it. But we don't have that weird US thing were it decreases if you ... do basically anything involving money.

      1 reply 0 retweets 0 likes
      Arthur Chu‏Verified account @arthur_affect 2 Sep 2020
      Replying to @Hyza87

      Sigh The US system is highly kludgey and dysfunctional in many ways but this isn't actually true

      1:51 AM - 2 Sep 2020
      • 2 Likes
      • Maureen🥀 Jane Mayhew
      1 reply 0 retweets 2 likes
        1. New conversation
        2. Hyza‏ @Hyza87 2 Sep 2020
          Replying to @arthur_affect

          Okay, I was hyperbolic. Or I am wrong. Does requesting a credit check or applying for a credit card decreases your score in the US? Here it does not.

          1 reply 0 retweets 0 likes
        3. Arthur Chu‏Verified account @arthur_affect 2 Sep 2020
          Replying to @Hyza87

          Applying for a new line of credit slightly lowers your score, although my understanding is the formula caps this (ten hard pulls in a row are worse than five, but it stops going up after a certain point)

          1 reply 0 retweets 0 likes
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