This... is not truehttps://twitter.com/TheMcKenziest/status/1300630506229264384 …
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Okay, I was hyperbolic. Or I am wrong. Does requesting a credit check or applying for a credit card decreases your score in the US? Here it does not.
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Applying for a new line of credit slightly lowers your score, although my understanding is the formula caps this (ten hard pulls in a row are worse than five, but it stops going up after a certain point)
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