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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    Arthur Chu‏Verified account @arthur_affect 2 Sep 2020

    Arthur Chu Retweeted Lauren McKenzie

    This... is not truehttps://twitter.com/TheMcKenziest/status/1300630506229264384 …

    Arthur Chu added,

    Lauren McKenzie @TheMcKenziest
    How betrayed were you when you found out credit scores are only for Americans?
    Show this thread
    1:40 AM - 2 Sep 2020
    • 12 Retweets
    • 75 Likes
    • Hoydenne Gewitter Wolke mrm Javier Solano Ellie Wilson Jason Hogan Just Meg Kimperial March 💙 Klitty Pryde 🇺🇸🦍
    6 replies 12 retweets 75 likes
      1. New conversation
      2. Arthur Chu‏Verified account @arthur_affect 2 Sep 2020

        You can qualify the statement down into something that is more true -- "In many countries like the UK the concept of a credit rating is much more limited in scope and can't be boiled down to a single numerical score" -- but then you don't get the clicks

        4 replies 6 retweets 50 likes
        Show this thread
      3. Arthur Chu‏Verified account @arthur_affect 2 Sep 2020

        The fact that OP is protesting in the comments that what she's saying is defensible on a technicality ("the best kind of correct!") but obviously people aren't reading it that way and she still hasn't deleted it is why the Internet sucks and has made us less informed than we were

        3 replies 4 retweets 54 likes
        Show this thread
      4. End of conversation
      1. New conversation
      2. Hyza‏ @Hyza87 2 Sep 2020
        Replying to @arthur_affect

        We do not have credit scores in Switzerland. Only a registry of the times you were liable to money collection for failure to pay a debt. If you pay the debt, the entry gets removed.

        1 reply 0 retweets 3 likes
      3. Arthur Chu‏Verified account @arthur_affect 2 Sep 2020
        Replying to @Hyza87

        Yes, but this is very different from what she means by "not having a credit score" The concept of credit *rating* exists anywhere there's the concept of credit -- it has to, otherwise all lines of credit are just free money

        1 reply 0 retweets 2 likes
      4. Show replies
      1. New conversation
      2. Marco Schade‏ @Blubbator 2 Sep 2020
        Replying to @arthur_affect

        German here. We have Schufa. https://en.wikipedia.org/wiki/Schufa  The more extensive german entry has a whole sub page solely about "scoring". https://de.wikipedia.org/wiki/Schufa#Scoring … I'd guess the american version is the worst one? But you don't have a monopoly on this bullshit in general.

        2 replies 0 retweets 2 likes
      3. Marco Schade‏ @Blubbator 2 Sep 2020
        Replying to @Blubbator @arthur_affect

        Our version includes factors like age, gender or how often you move. Which is a bit shitty. You're moving for a new job and your score lowers a bit for example. So it's also arbitrary here. Again, I imagine, it's wores in the US, because most everything is worse there. But still.

        0 replies 0 retweets 0 likes
      4. End of conversation
      1. Jayna‏ @Tuplet 2 Sep 2020
        Replying to @arthur_affect

        I certainly hope other countries have their own version of the FCRA

        0 replies 0 retweets 0 likes
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      1. Reverend Doktor Doctor Phill‏ @RevDrDrPhill 2 Sep 2020
        Replying to @arthur_affect

        The top replies to this are very different than they were a few hours ago when I first saw it. now they're mostly people saying that it's not true whereas before it was almost entirely people saying what omg I didn't know

        0 replies 0 retweets 1 like
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      1. Mike Hearn‏ @MikePHearn 2 Sep 2020
        Replying to @arthur_affect

        We have credit scores in Canada.

        0 replies 0 retweets 0 likes
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