You are doing God's work. HOAs are racist, classist, probably some other -ists, and the devil.https://twitter.com/AITA_reddit/status/1285918402859737088 …
Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)
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N. K. Jemisin Retweeted Am I the Asshole?
You are doing God's work. HOAs are racist, classist, probably some other -ists, and the devil.https://twitter.com/AITA_reddit/status/1285918402859737088 …
N. K. Jemisin added,
Imagine someone wanted the tiniest fiefdom
It's the fact the people just go along with it, just pay the fines. How do these associations force people to pay them money?
We have associations in the most snooty neighbourhoods, but they have no real power to enforce any rules outside of the social contract of it all.
The HOA contract says they can sieze the home for unpaid fines or dues. That leaves the homeowner with a mortgage and no house, and the bank that lent them the money has no property to sieze if they don't pay at that point. It's really ridiculous
Do people have to sign the contracts? This whole system is bonkers. How can it be legal for a group of residents to seize AN ENTIRE HOUSE for a few hundred dollars in fines?
None of these explanations people are offering is making it any less baffling. More so, in fact.
People are terrified of their neighborhood housing values going down because their equity in their home is often where all their net worth is tied up and constitutes their retirement savings
Doesn't explain how HOAs have the authority and power to seize assets above and beyond the unpaid fines. Also, that's a really bad investment to anyone who doesn't own or didn't buy a home before the latest financial crisis & house price crash.
It starts by placing a lien on your property, they only foreclose if the lien goes unpaid long enough
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