And most of us don't actually live in such a world Believing you live in such a world is privilege, but I'd go farther and say that *actually* living in such a world is *extreme* privilege Most middle-class strivers get told stuff about their 401(k) etc that's a crock of shit
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Future Me might regret any number of decisions I make right now but he doesn't get a vote because he's not real I might get shot in the back while walking down the street tomorrow and Future Me who wishes I'd saved my money instead of blowing it on booze just won't exist ever
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Me: "Ooh, I just read a long thread on something called low time preference that would apply here. Let me find out who that was..." Yeah. That was you. :)
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