Random thought of the morning: Bob Parr (aka Mr. Incredible) probably saved way more people's lives as an insurance adjuster who helped people navigate a corrupt insurance system than he ever did as a superhero.
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Yeah nah. Grocery stores sell you grocery; these customers literally *bought* their policy. Theoretically your insurance company is supposed to, like, insure you. It’s in the title.
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Yeah but they have every economic incentive not to. This is why regulation of insurance is so necessary and often so corrupt.
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It is very different: he was helping insured clients navigate the system to obtain what was rightful theirs (indemnity for a covered loss) What Insuracare was doing is almost certainly fraud.
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Insurance is one of the few areas of law where American law in many jurisdictions permits punitive damages for breach of contract because it’s such a relationship of trust with the possibility of exploitation.
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