If Harry Potter has a "secret keeper" spell where one person knows your secret location and nobody can ever find you unless they betray you, but they also have an "unbreakable vow" spell where someone dies if they betray you, why would anyone ever use one without the other
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DriveTime operate out of Arizona because Arizona's loose regs mean you can establish a "loan" on which you cannot pay towards the principal - any "extra" payments just go towards a "future" payment so there is no way to pay down, just pay off - and they'd block that if they could
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Didn't John Oliver do an episode about that sort of thing?
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@shriekcast this whole thread is for you -
Maybe you only can't be a Secret Keeper for the same person as you're Unbreakable Vowed to. They're both concentration spells so you can't hold both of them at the same time
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