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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    Arthur Chu‏Verified account @arthur_affect 5 Apr 2020

    Arthur Chu Retweeted Elizabeth Spiers

    I absolutely agree that this opinion is correct and also that it's dangerously unpopular, and that all the millennials who think they're oppressed because they aren't getting easy mortgages to become homeowners like in the good old days are rubeshttps://twitter.com/espiers/status/1246986140034400256?s=19 …

    Arthur Chu added,

    Elizabeth SpiersVerified account @espiers
    Randomly: i have a very strong and not popular opinion that home ownership is something America has destructively pushed on its populace and framing it as part of the "American dream" contributed to the '08 credit crisis.
    Show this thread
    7:28 PM - 5 Apr 2020
    • 5 Retweets
    • 46 Likes
    • Carmen Tamzarian Pronoun Mutant 🇬🇧Amazing Prizzini adberzins Baal Ska Tov sharon ian morris Grand Moff Snarkin, The Funkular Fury 🦖Julie the Godzilla Enthusiast🌈(She/They)
    8 replies 5 retweets 46 likes
      1. New conversation
      2. Baal Ska Tov‏ @mssilverstein 5 Apr 2020
        Replying to @arthur_affect

        Yeah, this is an extremely good point. It's a 70-year old problem at this point, and we are maybe only now pulling away from it. But it was about lending more than it ever was living.

        1 reply 0 retweets 2 likes
      3. Baal Ska Tov‏ @mssilverstein 5 Apr 2020
        Replying to @mssilverstein @arthur_affect

        And construction. So on a national scale, there may well have been big economic benefits to all this house-building and associated financing, paid for via promised appreciation (which does occur in a growing country).

        1 reply 0 retweets 2 likes
      4. Show replies
      1. austin‏ @notyoursweetbab 5 Apr 2020
        Replying to @arthur_affect

        The rent is too high, but without having substantial solo, company, or coupled cash flow, it's hard to get a mortgage and lower payments. And so the poor are trapped paying too much. It's like the Sam Vines theory of shoes, writ large. I don't want a mortgage, I want lower rent

        0 replies 0 retweets 0 likes
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      1. New conversation
      2. Allison Britt‏ @iMakeArtifacts 5 Apr 2020
        Replying to @arthur_affect

        This ducking website. Homeownership is bad but landlords are also bad?!

        1 reply 0 retweets 3 likes
      3. Hervey "Mark Mollineaux" Okkles  🦀‏ @bufordsharkley 20 May 2020
        Replying to @iMakeArtifacts @arthur_affect

        Yes

        1 reply 0 retweets 0 likes
      4. Show replies
      1. New conversation
      2. (((Barak)))‏ @lawnerdbarak 5 Apr 2020
        Replying to @arthur_affect

        There’s real tension between this and the “landlords are thieves” discourse. Detached single family auto centric development is a doomsday device, but condos are great and home ownership mediated through a heavily regulated type of long-term low-complexity financing is Good

        3 replies 0 retweets 4 likes
      3. (((Barak)))‏ @lawnerdbarak 5 Apr 2020
        Replying to @lawnerdbarak @arthur_affect

        Like, non-recourse mortgages are one of the few times ordinary folks get access to the wonderful world of limited liability My mortgage is a 2.75% fixed rate 30 year. That’s barely inflation, and means my mortgage is less than market rate rent—and my risk is virtually 0

        0 replies 0 retweets 1 like
      4. End of conversation
      1. Sarah McKinlayScott‏ @doctorflopsy 5 Apr 2020
        Replying to @arthur_affect

        I think a lot of people want housing security & know that renting doesn’t get them there. Mortgages don’t either, but still...

        0 replies 0 retweets 2 likes
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      1. New conversation
      2. Natsuko-chan‏ @tweetsofrage3 5 Apr 2020
        Replying to @arthur_affect

        I don’t want to be a homeowner so much as rent is just way too much and I’d like to lower my monthly expenses.

        1 reply 0 retweets 0 likes
      3. Räv‏ @Eristae 5 Apr 2020
        Replying to @tweetsofrage3 @arthur_affect

        We need better protections for renters nationally.

        0 replies 0 retweets 1 like
      4. End of conversation

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