The question of "How will you pay for it" re: universal healthcare (or any social program) has two meanings: 1) Where do the resources in the economy exist to do it, and 2) How will you legally and politically create a system to make it happen They are very different questions
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But even the public private issue only benefits middle and upper class people. Which works in Nordic model nations because theres substantially fewer individuals who are in the level of poverty you fins in north america. 1/2
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People could choose private or public. That's not going to be true for a majority in the states. It will create a system where the private system is superior and for the rich.
End of conversation
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