We had that whole argument about the Reddit relationships guy being an asshole because of Dave Ramsey and all these people came out yelling that Dave Ramsey isn't that bad, just misinterpreted But he is that badhttps://twitter.com/JustSayXtian/status/1229614769042124800 …
Anyway if you decide that paying down debt means you can literally do nothing at all but pay down debt then that's a good recipe for rapidly abandoning paying down debt