“All I did was forbid her anything that brings her joy and suddenly I’m the bad guy?!”
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Replying to @SamSykesSwears @nkjemisin
There is a vocal minority on Reddit that try to convince everyone they can that any debt is worse than a terminal diagnosis and must be taken care of at all costs. Even the more reasonable Personal Finances folks are clearly trying to find a “middle ground” with those folks.
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Yeah the religious/moral view of debt is a horrible meme that ruins as many people's lives as debt itself does Dave Ramsey still makes me mad whenever his name comes up
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Replying to @arthur_affect @MaskedBrute and
Imagine ruining your life to get out of debt and getting hit by a bus on that very day, would you be happy dying knowing your misery improved the balance sheets for some fucking bank Guess what, if you die and you're still in debt, you win and they lose
2 replies 0 retweets 37 likes -
Replying to @arthur_affect @MaskedBrute and
Don't some states have laws that lead to your kids inherit your debt?
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Replying to @shenn_yo @MaskedBrute and
Many states have "filial responsibility" laws making children responsible for the medical care of their parents, which means that they can come after you for *medical* debt, specifically, and possibly debt related to long-term nursing care However, this is rarely enforced
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Replying to @arthur_affect @MaskedBrute and
Good fucking lord. The idea of inheriting debt, not the lack of enforcement.
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Replying to @shenn_yo @MaskedBrute and
Well it's the idea that you're financially responsible for supporting your parents if they go broke and if they die with medical debt that means you were delinquent (as would be the case if you had minor children) It's an old school English common law thing
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Replying to @arthur_affect @shenn_yo and
Again, people don't like these laws and they're rarely enforced unless a creditor decides to get aggressive We have a general understanding that collective responsibility (Medicare, Medicaid, Social Security) has for better or for worse replaced filial responsibility
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Replying to @arthur_affect @shenn_yo and
Anyway that's the only case in which a child could "inherit debt" (unless they voluntarily assumed the liability by doing something like cosigning a loan)
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They can come after you if your parent gave you their assets shortly before death to intentionally escape creditors but that's not really the same thing
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