Presumably some kind of joint bank account?
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This is the kind of shit mom's ex-husband demanded. He wanted access to my email, all of my online accounts, my banking info, etc. Of course he got none of it and I haven't spoken to him in 15 years now.
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The only charitable interpretation is this is 100% the parent's money being given to the kid through a bank account that was intended for specific uses like food and living expenses. That's a pretty narrow window and communication is still the better answer.
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