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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    Arthur Chu‏Verified account @arthur_affect 14 Feb 2020

    Arthur Chu Retweeted Jen

    The fantasy that being "debt-free" is a completely different state of being from "in debt" that will relieve your depression and anxiety completely is enormously destructive and I blame Dave Ramsey et al for selling ithttps://twitter.com/such_hockey_wow/status/1228301220311425024 …

    Arthur Chu added,

    Jen @such_hockey_wow
    Replying to @AITA_reddit
    She definitely should NOT marry this man. pic.twitter.com/IriKBw1SIK
    1:55 PM - 14 Feb 2020
    • 33 Retweets
    • 195 Likes
    • Teri Casey Lydia λ 😷 Sky vas Normandy (she/they) Natsuko-chan Cyn Jayna Sylveon Casts Verfemme im gna fk the moon Morgan Stanley Dean Quitter
    9 replies 33 retweets 195 likes
      1. New conversation
      2. Arthur Chu‏Verified account @arthur_affect 14 Feb 2020

        Unless they win the lottery at some point he's going to go right back into debt when they buy a house and that's going to fuck up their lives too Every single time they have extra money it's going to go into the mortgage because it "weighs on him"

        1 reply 4 retweets 86 likes
        Show this thread
      3. Arthur Chu‏Verified account @arthur_affect 14 Feb 2020

        (I am strongly of the opinion you do not need to pay off student loans or mortgages early, and you especially do not put yourself through personal deprivation to do so Learn about the time value of money - you're doing Sallie and Fannie a favor they don't deserve)

        2 replies 6 retweets 78 likes
        Show this thread
      4. End of conversation
      1. Mithras Angel (place blue checkmark here)‏ @mithrasangel 14 Feb 2020
        Replying to @arthur_affect

        Completely? No. But it was a huge stress relief when I paid off all my credit cards, and just recently the car loan. It didn't remove any of the other day to day stresses, such as the job or the coworkers. But it was nice.

        0 replies 0 retweets 2 likes
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      1. Colominipiccolominipiccolominipiccolominipiccolomi‏ @MavetyStreet 14 Feb 2020
        Replying to @arthur_affect

        I think it was Trevor Noah who talked about what it's like when you do get everything you want, only to find you have the same feelings of loneliness, emptiness and ennui--and nothing tangible to blame it on.

        0 replies 0 retweets 25 likes
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      1. New conversation
      2. Baal Ska Tov‏ @mssilverstein 14 Feb 2020
        Replying to @arthur_affect

        It's such garbage. It makes debt some kind of moral failing, rather than a way to manage credit and liquidity.

        1 reply 0 retweets 19 likes
      3. Baal Ska Tov‏ @mssilverstein 14 Feb 2020
        Replying to @mssilverstein @arthur_affect

        I'm sure his stress and anxiety is sincere, but he has to get over that and not project it onto other people.

        0 replies 0 retweets 10 likes
      4. End of conversation
      1. Sam: tired but striving for kindness‏ @irishwol 14 Feb 2020
        Replying to @arthur_affect

        Postponing your life so you can have a life later is a fool's bargain.

        0 replies 4 retweets 23 likes
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      1. iPhone Venezuela and the Culture of Cancellation!‏ @iphone_venez 14 Feb 2020
        Replying to @arthur_affect

        I mean, it’s a big monthly payment and knocking it out as fast as you can means paying less overall; on the other hand, there’s a big difference between “let’s each work 5 extra hours a week and order out less and maybe pay this off in 5 years” and what this dude is proposing.

        0 replies 0 retweets 15 likes
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      1. Lex Townsend‏ @abouthalfthree 14 Feb 2020
        Replying to @arthur_affect @ZJemptv

        If the debt is manageable, it's manageable. If it's not, killing yourself working to pay it off isn't going to help

        0 replies 0 retweets 8 likes
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      1. New conversation
      2.  😸 Adipose Regina  😸‏ @adipose_regina 15 Feb 2020
        Replying to @arthur_affect

        If you spend all your money paying down debt, what happens when you need new tires? Or when someone gets sick and has to take leave from work? Or the roof starts leaking? You go into debt to cover it because you have nothing in savings. It's a cycle that just perpetuates itself

        1 reply 0 retweets 3 likes
      3. Arthur Chu‏Verified account @arthur_affect 15 Feb 2020
        Replying to @adipose_regina

        It's a weird thing that the Dave Ramsey types talk about intentionally carrying debt even when you could theoretically pay it off as "addiction" and "delusion" even though in the business world it's what every successful business does

        2 replies 0 retweets 1 like
      4. Show replies

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