Huge asshole, just on principle But also I really do strongly believe an obsession with getting debt-free is bad personal economics that's been pushed on us because it actually benefits creditorshttps://twitter.com/nkjemisin/status/1228359146078134272 …
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People say the former is better even though you objectively pay more money for psychological reasons As though the whole point of financial advice isn't to pay less money
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I feel like it's really because of the unspoken moral/religious POV - being in debt to people is hurting them, and paying off individual debts is hurting fewer people And I think that POV is total bullshit (it's all just banks and collection agencies and they can suck it)
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