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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    1. Arthur Chu‏Verified account @arthur_affect 14 Feb 2020

      Arthur Chu Retweeted N. K. Jemisin

      Huge asshole, just on principle But also I really do strongly believe an obsession with getting debt-free is bad personal economics that's been pushed on us because it actually benefits creditorshttps://twitter.com/nkjemisin/status/1228359146078134272 …

      Arthur Chu added,

      N. K. JemisinVerified account @nkjemisin
      Wow, somebody listened to all those ridiculous articles about how avocado toast keeps you in debt and is now being a dick to their fiancee about it. YTA, and you're edging into financial abuse with this controlling shit. https://twitter.com/AITA_reddit/status/1228293908859322368 …
      1 reply 6 retweets 69 likes
      Show this thread
    2. Arthur Chu‏Verified account @arthur_affect 14 Feb 2020

      His debt, student loan debt, is "good debt" (fixed low interest rate subsidized by the government) Her debt, credit card debt, is "bad debt" (variable high interest rate from a private entity) If he actually cared he'd be paying off her debt and leaving his debt alone

      2 replies 1 retweet 43 likes
      Show this thread
      Arthur Chu‏Verified account @arthur_affect 14 Feb 2020

      I get in fights over the difference between Ramsey's "snowball" method of paying off debt (start with the smallest debt, prioritize reducing your number of creditors) vs the "avalanche" method (start with the highest interest rate debt, prioritize reducing total interest paid)

      1:42 PM - 14 Feb 2020
      • 3 Retweets
      • 18 Likes
      • Humphrey Yogart Eudora Quilt JL ohgodimjustgoingtokeepbeingalivewhatthefuck Matthew Vilter ZJ Thorne Grandma's Cutlass Superfluence Comic 🏳️‍🌈 (((Black Lives Matter)))
      1 reply 3 retweets 18 likes
        1. New conversation
        2. Arthur Chu‏Verified account @arthur_affect 14 Feb 2020

          People say the former is better even though you objectively pay more money for psychological reasons As though the whole point of financial advice isn't to pay less money

          3 replies 3 retweets 20 likes
          Show this thread
        3. Arthur Chu‏Verified account @arthur_affect 14 Feb 2020

          I feel like it's really because of the unspoken moral/religious POV - being in debt to people is hurting them, and paying off individual debts is hurting fewer people And I think that POV is total bullshit (it's all just banks and collection agencies and they can suck it)

          3 replies 3 retweets 28 likes
          Show this thread
        4. End of conversation

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