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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    1. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020

      But it IS something you spend to survive A homeless person more than anything else needs to accumulate enough money to HAVE A HOME before they need long-term productive assets Or, failing that, to pay for food, co-pays, other emergency expenses

      1 reply 1 retweet 6 likes
    2. This Tweet is unavailable.
    3. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020

      Not really Her life savings are now correlated with the market If things generally become a lot worse in the future in general because of an economic depression she'll lose a huge chunk of her savings at the worst possible time

      1 reply 0 retweets 2 likes
    4. This Tweet is unavailable.
    5. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020

      My advice was to put extra money in a savings account, for the record

      1 reply 0 retweets 1 like
    6. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020
      Replying to @arthur_affect @Mad_Science_Guy and

      That's what I've been saying over and over - investing is for after you have an emergency account in guaranteed cash Which is something any advisor with a fiduciary duty is basically required to tell customers and you're treating like a fringe opinion

      2 replies 0 retweets 3 likes
    7. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020
      Replying to @arthur_affect @Mad_Science_Guy and

      This is what @Mad_Science_Guy was saying - psychological benefits aside, the amount of passive income she's actually making through dividends is ridiculously small You're treating investing vs saving like it's a matter of moral principle and that's a dangerous attitude

      1 reply 0 retweets 3 likes
    8. Jesse Emspak‏Verified account @Mad_Science_Guy 11 Jan 2020
      Replying to @arthur_affect @ct_la @TransEthics

      In a possibly-deleted tweet she mentioned not being "Boring." Holy shit, I would rather be boring and get my 1% then "exciting" and say, "well, you win some you lose some, guess retirement isn't happening."

      1 reply 0 retweets 2 likes
    9. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020
      Replying to @Mad_Science_Guy @ct_la @TransEthics

      She didn't delete, she blocked

      1 reply 0 retweets 0 likes
    10. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020
      Replying to @arthur_affect @Mad_Science_Guy and

      And yeah increasing someone's total savings rate by trying to make investment exciting by promising big returns is the definition of unethical behavior

      1 reply 0 retweets 2 likes
      Arthur Chu‏Verified account @arthur_affect 11 Jan 2020
      Replying to @arthur_affect @Mad_Science_Guy and

      I could probably be even more successful getting some people to trim the fat in their daily budget by telling them every dollar they spend on random penny stocks could explode into immense wealth when they stumble on the next Facebook

      4:00 PM - 11 Jan 2020
      • 1 Like
      • Jesse Emspak
      1 reply 0 retweets 1 like
        1. New conversation
        2. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020
          Replying to @arthur_affect @Mad_Science_Guy and

          In fact that IS how they used to market penny stocks in what was considered a notoriously scummy business

          1 reply 0 retweets 1 like
        3. Jesse Emspak‏Verified account @Mad_Science_Guy 11 Jan 2020
          Replying to @arthur_affect @ct_la @TransEthics

          I now, I covered various aspects of Wall Street for 10 years. Heck, I still have a http://Pets.com  sock puppet from some conference swag. It's a nice reminder. (I think I picked it up at a Merrill Lynch event!)

          2 replies 0 retweets 1 like
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