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arthur_affect's profile
Arthur Chu
Arthur Chu
Arthur Chu
Verified account
@arthur_affect

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Arthur ChuVerified account

@arthur_affect

Mad genius, comedian, actor, and freelance voiceover artist broadcasting from the distant shores of Lake Erie (he/him)

Broadview Heights, Ohio
arthur-chu.com
Joined August 2009

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    1. Jesse Emspak‏Verified account @Mad_Science_Guy 11 Jan 2020

      I've seen the people collecting in NYC - Anyplace that has recycling will have a large number of bottles, so getting those isn't so bad, but you still haven't explained how the brokerage did trades sans a permanent address. Even Etrade asks for an address.

      1 reply 0 retweets 1 like
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    3. Jesse Emspak‏Verified account @Mad_Science_Guy 11 Jan 2020

      OK, but assuming everything checks out, you're still giving some less-than-stellar advice. $1.09 dividend every quarter isn't exactly going to lift you out of poverty and even at $5/day you're not getting much. (After a year of that you're getting what, 25-30 shares?) /1

      1 reply 0 retweets 0 likes
    4. Jesse Emspak‏Verified account @Mad_Science_Guy 11 Jan 2020
      Replying to @Mad_Science_Guy @ct_la and

      1 year at $5/day -- $1,825 so ~180-190 shares, dividend was 15 cents or 4Q 2019, so that's $27-28. Even if you reinvest that it's not much of a gain, and the asset isn't liquid enough for daily needs. For a lot of risk you got enough to get a large pizza meal plus tip in NYC.

      1 reply 0 retweets 0 likes
    5. Jesse Emspak‏Verified account @Mad_Science_Guy 11 Jan 2020
      Replying to @Mad_Science_Guy @ct_la and

      $30 every few months is simply not terribly helpful, especially given the risk involved. In many states if you told someone to do that as a financial adviser you'd be skirting the very edge of fiduciary rules. And yes I know what a stop loss is.

      1 reply 0 retweets 0 likes
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    8. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020

      But it IS something you spend to survive A homeless person more than anything else needs to accumulate enough money to HAVE A HOME before they need long-term productive assets Or, failing that, to pay for food, co-pays, other emergency expenses

      1 reply 1 retweet 6 likes
    9. Arthur Chu‏Verified account @arthur_affect 11 Jan 2020
      Replying to @arthur_affect @Mad_Science_Guy and

      That's what's so disturbing, you're preaching this idea that "rich people don't spend their money, they invest it" like it's a "mindset" difference and not a result of the objective fact that rich people *have more money than they need to spend*

      0 replies 0 retweets 5 likes
    10. This Tweet is unavailable.
      Arthur Chu‏Verified account @arthur_affect 11 Jan 2020

      She may not need to spend that money today but she has an urgent need for a liquid cash cushion that most of us probably take for granted This is like a basic financial advisor question ("If you needed to get your hands on $100 *right now* could you? What about $1,000? $10,000?)

      3:51 PM - 11 Jan 2020
      • 3 Likes
      • Cesar Castañon Rebecca Y. Lee Jesse Emspak
      0 replies 0 retweets 3 likes

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