For a *homeless person* to buy stocks with their extra cash instead of saving it in some kind of stable and easily accessible liquid form is insane advice
I don't have any interest in learning to pick stocks because my opinion is picking stocks is bad, yes
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The thing being, I'm still pretty sure I'm more educated on this topic than the random homeless lady you ran into, but I have no confidence in my ability to beat the market and make day to day decisions about trading and you seem to think telling her to do all that is just fine
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