That's not even getting into how dangerous it is to recommend that a retail investor with little education start out by picking individual stocks rather than a mutual fund
If they didn't invest in anything at all but just put large amounts of their income in cash buried under their mattress, then when they finally took it out from the mattress they'd "feel rich" all of a sudden too, even with zero RoI (or negative RoI from inflation)
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That's just how putting money away and taking it out again works
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Kristin doesn't seem to understand wet pants metaphor
End of conversation
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