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aral's profile
Aral Balkan
Aral Balkan
Aral Balkan
@aral

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Aral Balkan

@aral

I mainly post on my blog at https://ar.al  (RSS: https://ar.al/index.xml ) and interact on my Mastodon https://mastodon.ar.al . Please follow me there.

Terra firma
ar.al
Joined December 2006

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    Two-way (sending and receiving) short codes:

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    Aral Balkan‏ @aral 14 Oct 2017

    Aral Balkan Retweeted James Smith  💾

    WTF? A bank encouraging people to let third parties log into their accounts as if they were them. How’s this not criminal negligence?https://twitter.com/Floppy/status/919184394086244352 …

    Aral Balkan added,

    James Smith  💾 @Floppy
    .@BarclaysUKHelp sent a me letter abt open banking which says you can share login details with third parties. Not enough NOPE in the world. pic.twitter.com/qD8g9yticS
    5:55 AM - 14 Oct 2017
    • 11 Retweets
    • 15 Likes
    • Nacho Torre Bandit Bradley Leimer Rik Runge There goes the neighbourhood π₃ debo@mastodon.social Juan Aguirre James Dunne
    8 replies 11 retweets 15 likes
      1. New conversation
      2. @acb@mastodon.social‏ @andrewcb 14 Oct 2017
        Replying to @aral

        This has legitimate use cases if handled right: i.e., letting your accounting software import your recent transactions

        2 replies 0 retweets 0 likes
      3. Aral Balkan‏ @aral 14 Oct 2017
        Replying to @andrewcb

        Not logging in as you. Not logging in with your credentials. There’s never a use case for that unless it’s you, logging in.

        2 replies 0 retweets 0 likes
      4. Adam Roberts FIAP‏ @AdamR0berts 14 Oct 2017
        Replying to @aral @andrewcb

        1/ I agree and this is becoming common practice for companies wanting to check transactions.

        0 replies 0 retweets 0 likes
      5. End of conversation
      1. New conversation
      2. Christian Sievers‏ @chrsiev 14 Oct 2017
        Replying to @aral

        German #sofortüberweisung will have the hell sued out of them if they ever get hacked. And boy are they a juicy target.

        1 reply 0 retweets 0 likes
      3. Christian Sievers‏ @chrsiev 14 Oct 2017
        Replying to @chrsiev @aral

        Btw @vodafone_de #callya (pay as you go mobile service) expects you to use them. Terrible idea of security. @mrtoto

        0 replies 0 retweets 0 likes
      4. End of conversation
      1. New conversation
      2. Dave Harper‏ @randompixel 14 Oct 2017
        Replying to @aral @__debo

        This is part of an EU Banking Directive (PSD2). I'd imagine all banks will be changing their ToS to reflect this.

        1 reply 0 retweets 0 likes
      3. debo@mastodon.social‏ @__debo 14 Oct 2017
        Replying to @randompixel @aral

        Still... WTF? Who's the muppet that a) Created the directive b) Saw the idea of sharing your login details with 3rd party as normal ?

        0 replies 0 retweets 0 likes
      4. End of conversation
      1. Evan Kopelson‏ @evankopelson 14 Oct 2017
        Replying to @aral

        We already do this in the USA it’s called “direct debit” for credit cards. In 2009 they sapped my bank acct and I lost my home. #NeverAgain

        0 replies 0 retweets 0 likes
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      1. toto‏ @mrtoto 14 Oct 2017
        Replying to @aral

        https://de.wikipedia.org/wiki/Sofort%C3%BCberweisung … - as the name suggests built on the “inability” of the banks to make sepa transfers instant.

        0 replies 0 retweets 0 likes
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      1. toto‏ @mrtoto 14 Oct 2017
        Replying to @aral

        Unfortunately very common in Germany in online purchases. The eu is regulating back data access to common apis though.

        0 replies 0 retweets 0 likes
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      1. Aden Davies‏ @aden_76 14 Oct 2017
        Replying to @aral

        that is very badly written advice though.

        0 replies 0 retweets 0 likes
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      1. Aden Davies‏ @aden_76 14 Oct 2017
        Replying to @aral

        I remember you complaining years ago that you had to cut and paste your transaction data. You even made a tool for it.

        0 replies 0 retweets 0 likes
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