This is really an astonishing self-own on contractual drafting. Recommended reading for attorneys, insurance people, and sadists.https://twitter.com/clsesq/status/952528835467202560 …
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The insurance expert is like LOL, no, your crew being drunk and screwing up is the *main* thing you're insuring against, that doesn't invalidate anything.
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Hard to believe but there was a time when insurance adjusters were only slightly less prominent than detectives as thriller protagonists.
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In the end it turns out the engineer wasn't just drunk, he was in a drunk tank in Tallinn or somewhere. Sailing without a full crew breached the insurance conditions.
End of conversation
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