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I do think the non-portability of payment information creates less competition pressure on Patreon—pretty unfortunate. I’m grateful that Patreon exists, but the way my work is presented there often makes me embarrassed to link to it. Very high barrier for me to fix that now!
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So the shops/services don't want it, and the payment providers don't want this because it's just another (potentially massive) security problem without clear benefit to them.
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