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alicemazzy's profile
Alice Maz
Alice Maz
Alice Maz
@alicemazzy

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Alice Maz

@alicemazzy

true neutral

Austin, TX
alicemaz.com
Joined August 2009

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    1.  🤖 Sonya Mann  🎀‏Verified account @sonyaellenmann 14 Sep 2017

      I wrote about @trydailypay — next-gen ATM, budgeting tool, or stop-gap for unsustainably low wages? https://www.inc.com/sonya-mann/dailypay-financial-insecurity.html … cc @RickPaulas

      3 replies 1 retweet 3 likes
      Show this thread
    2.  🤖 Sonya Mann  🎀‏Verified account @sonyaellenmann 14 Sep 2017

      As disheartening as I find society's need for DailyPay, I think @jasondailypay is doing what he can to improve the existing system.

      2 replies 0 retweets 0 likes
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    3.  🤖 Sonya Mann  🎀‏Verified account @sonyaellenmann 14 Sep 2017

      I want to be explicit about that. There's no cartoon villain here, and @trydailypay is a genuinely useful service.

      1 reply 0 retweets 0 likes
      Show this thread
    4.  🤖 Sonya Mann  🎀‏Verified account @sonyaellenmann 14 Sep 2017

      I know that we can't eliminate struggle or shield people from the harshness of life. But I think we could do better — much better, even!

      2 replies 0 retweets 1 like
      Show this thread
    5. Alice Maz‏ @alicemazzy 14 Sep 2017
      Replying to @sonyaellenmann

      it is impossible for something like this to be a stopgap for "unsustainably low wages" ipso facto, cashflow is either positive or negative

      1 reply 1 retweet 2 likes
    6. Alice Maz‏ @alicemazzy 14 Sep 2017
      Replying to @alicemazzy @sonyaellenmann

      over the long term the money's either there or it isn't, shuffling it around in crazy ways just makes it easier to ignore this fact

      1 reply 1 retweet 2 likes
    7. Alice Maz‏ @alicemazzy 14 Sep 2017
      Replying to @alicemazzy @sonyaellenmann

      the primary utility of this (and payday loans, same function if different price structure) is to make up for unexpected one-time expenses...

      1 reply 0 retweets 3 likes
    8. Alice Maz‏ @alicemazzy 14 Sep 2017
      Replying to @alicemazzy @sonyaellenmann

      ...or to reduce volatility for someone with a highly variable week-to-week pay

      2 replies 0 retweets 2 likes
    9. Alice Maz‏ @alicemazzy 14 Sep 2017
      Replying to @alicemazzy @sonyaellenmann

      worth noting middle class covers these same functions with consumer credit and savings

      1 reply 0 retweets 1 like
      Alice Maz‏ @alicemazzy 14 Sep 2017
      Replying to @alicemazzy @sonyaellenmann

      but this is purely focusing on actual value, we all know much if not most of the use would amount to yet another tax on high time preference

      10:40 AM - 14 Sep 2017
      • 1 Like
      • 🤖 Sonya Mann 🎀
      1 reply 0 retweets 1 like
        1.  🤖 Sonya Mann  🎀‏Verified account @sonyaellenmann 14 Sep 2017
          Replying to @alicemazzy

          Oh definitely. Time preference is even explicitly built into their fee structure

          0 replies 0 retweets 0 likes
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