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sth that's missed about "deregulation causes corruption and moral hazards" is that the corruption is often a gamification of an EXISTING set of regulations that were there to prevent a previous set of corruption and moral hazards
it' like solving a toad problem by bringing in snakes and the snake problem by bringing in foxes and then wolves and then gorillas and then flying sharks and then finally cats the "solution" creates a short term sensation of justice but the spiral leads to inevitable doom
e.g. “we can’t trust these bastards from overcomplicating everything we need a centralized trustworthy entity to rely on” like credit agencies? like the sec?
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