lowering interest rates doesn’t increase “money pressure” equally throughout the economy bc the banks have less profit margin than what the market risk conditions dictate.
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if they’re forced to give out 3% loans in conditions where 10% is needed to break even given chance of defaults, they are going to ONLY give to people who can surely repay i.e. the well-to-do. this just drives up inequality as they buy houses & stuff driving up prices
