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lowering interest rates doesn’t increase “money pressure” equally throughout the economy bc the banks have less profit margin than what the market risk conditions dictate.
if they’re forced to give out 3% loans in conditions where 10% is needed to break even given chance of defaults, they are going to ONLY give to people who can surely repay i.e. the well-to-do. this just drives up inequality as they buy houses & stuff driving up prices
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