is this a US thing? it’s like handing out footguns. it’s very 2008 crisis-ish. no one expected the banks to fuck themselves to death by allowing others to fuck themselves to death. all for short term profits.
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credit cards are so weird. one half is “always pay back full or you’ll DIE in debt!! (also consumer protection and free points free money!!)” other half “lol what is black hole debt fun fun slide free money wheeee”
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one of the reasons ant financial was kneecapped was b/c it allowed too much easy debt. same for crypto. so many scammers scamming old people and people fucking themselves w greed.
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a product like acorns feels just weird. isn’t it just a lack of self control. why does it need to be marketed as “microinvesting”?
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you can’t just take away someone’s gun or they’ll cry and shoot you. you gotta sweet talk until they admit they have no idea what they’re doing with it, they just wanted to be a big boy.
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this is the difficulty of love. the more you save someone from pain the more pain they will bear. teach through pain and the same total pain is borne. this is equality...
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in the former, there is no one to blame except for a Cruel World. in the latter, one acts the villain and so bears the cross as a heathen. a demon. the source of suffering. and as such, saves and redeems a Beautiful World.
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