Companies like credit cards for example work on a simple principle. People have different math and planning skills. People without the experience of having money don't have the ability to plan its usage.
It's only when people are kept 'stupid' (again this is relative) like a vampire keeping blood bag humans as pets that you start moving away from nature and into evil. It's when the person you thought was helping you (by giving you a loan) was sucking you dry.
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It's when the smiling vampires cannot be recognized. When evil is attributed to the buffoons trying their best that darkness spread unseen and unchecked.
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