It might happen at one point. But just to keep in mind, in a world without banking system we shouldn't necessarily expect that the cellphone towers still work.
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It's about giving parallel pathways for increasing local economic health out of stagnation or recession without having to luck out with the stimulus/patronage of big players like corps & gov. I'm not thinking abt collapse of information systems, not worth planning 4 personally.
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"Nasty little Buddhist"
Seeking via neuroscience and psychology informed dharma.