"saving on my own is tough"...like it wasn't "tough" for your parents. In our drive to make life better for our children, we have robbed them of true enrichment and have made them poor in character. 
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but still trying will make it work
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It’s because of businesses like WSJ (yes it’s a biz) teaching our kids that getting a job at 22 isn’t gonna cut it & they have to spend 10 yrs getting their masters degree only to land an internship (maybe w/ stipend pay) so by the time they are 30 they have maybe 2k in the bank
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