Ya can't be politically active when you're deep in debt... GOP Mission Accomplished !
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This is me...170,000
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Four?? I've been paying mine for almost twenty. Never been late. Have never ever missed a payment. I haven't even made a dent. Close to five hundred a month and most goes to interest. That's even with consolidation to get a lower rate. It is overwhelming.
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I even pay extra on mine each month. Doesn’t matter. My interest rate is 6.8. No way to refinance it. My sister started school a few years later and got the benefit of a 3.4 interest rate.
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Review a pay-down schedule for student loans, factoring a 20 year payback, income-driven plan, and high interest rates. Even students who pay scheduled payments on time are unable to make a dent in the loan debt as most of the payments go toward interest.
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That's not the point. The point is that you're beholden to a credit company for most of your adult life - they own you.
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Why are people that have never had college debt commenting on this? If you cant wrap your head around what actually goes towards this, then please don't throw your hat in the ring
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It’s an interest issue, & an advising issue. Students need to be advised about their employment prospects & average salaries for the career they’ve chosen. Go to a less expensive college, go to a community college first, then transfer. There are ways to save $ to prevent debt.
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My message to Saudi students studying in U.S. Universities ,see how fortunate you are, the government pays all your expenses so be the best student you can be.
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Most of payments go to interest
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It should be a bipartisan no brainer to lower interest rates. Anything over 1% should be a crime.
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Interest payments frontloaded
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They don’t plan to pay
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time to bring back debtor's prison to encourage these deadbeats...
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Did you read the article? Most are not in default. That means they are paying on their loans. Because most of the payment goes to interest, the balance is largely unaffected.
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Oh, and in case you didn’t know - you can’t get out of paying back your student loans. Unlike other types of loans, they aren’t dischargeable in bankruptcy and the government can garnish wages if you don’t pay.
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