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The Wall Street Journal
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The Wall Street JournalVerified account

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    The Wall Street Journal‏Verified account @WSJ Feb 16

    Most borrowers who left school owing at least $50,000 in student loans in 2010 had failed to pay down any of their debt four years laterhttp://on.wsj.com/2EvMRf6 

    7:30 AM - 16 Feb 2018
    • 207 Retweets
    • 239 Likes
    • علواني الشاعرى Jacob Dragyn Jafet Cameron Marg Cherry Gil Aldrin Ramos Keval Desai Sean Murdoch Star Gee
    39 replies 207 retweets 239 likes
      1. New conversation
      2.  ❤️Nicky VOTEs BLUE, Nov 6th ‼️‏ @NickyBayus Feb 16
        Replying to @WSJ @kim77187056

        Ya can't be politically active when you're deep in debt... GOP Mission Accomplished !

        1 reply 0 retweets 5 likes
      3. michelle stonebraker‏ @stonebraker23 Feb 16
        Replying to @NickyBayus @WSJ @kim77187056

        This is me...170,000

        0 replies 1 retweet 3 likes
      4. End of conversation
      1. New conversation
      2. Elizabeth Judd‏ @Emannjudd Feb 16
        Replying to @WSJ

        Four?? I've been paying mine for almost twenty. Never been late. Have never ever missed a payment. I haven't even made a dent. Close to five hundred a month and most goes to interest. That's even with consolidation to get a lower rate. It is overwhelming.

        3 replies 1 retweet 10 likes
      3. Kristi Godden‏ @Libbykris11 Feb 16
        Replying to @Emannjudd @WSJ

        I even pay extra on mine each month. Doesn’t matter. My interest rate is 6.8. No way to refinance it. My sister started school a few years later and got the benefit of a 3.4 interest rate.

        1 reply 0 retweets 4 likes
      4. 1 more reply
      1. GRITS‏ @XanaduMusings Feb 16
        Replying to @WSJ

        Review a pay-down schedule for student loans, factoring a 20 year payback, income-driven plan, and high interest rates. Even students who pay scheduled payments on time are unable to make a dent in the loan debt as most of the payments go toward interest.

        0 replies 2 retweets 3 likes
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      1. Robert Adam‏ @robertadam19 Feb 16
        Replying to @WSJ

        That's not the point. The point is that you're beholden to a credit company for most of your adult life - they own you.

        0 replies 1 retweet 3 likes
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      1. King Of The USA‏ @KingOfUSA_ Feb 16
        Replying to @WSJ

        Why are people that have never had college debt commenting on this? If you cant wrap your head around what actually goes towards this, then please don't throw your hat in the ring

        0 replies 0 retweets 3 likes
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      1. Ashley Goldsby‏ @CFB_Thoughts Feb 16
        Replying to @WSJ

        It’s an interest issue, & an advising issue. Students need to be advised about their employment prospects & average salaries for the career they’ve chosen. Go to a less expensive college, go to a community college first, then transfer. There are ways to save $ to prevent debt.

        0 replies 0 retweets 2 likes
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      1. Abdullah Alomran‏ @aomran229 Feb 16
        Replying to @WSJ

        My message to Saudi students studying in U.S. Universities ,see how fortunate you are, the government pays all your expenses so be the best student you can be.

        0 replies 0 retweets 2 likes
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      1. New conversation
      2. Sangria1106‏ @sangria1106 Feb 16
        Replying to @WSJ

        Most of payments go to interest

        1 reply 0 retweets 2 likes
      3. 1 more reply
      1. Ohhhhhiiiiiii‏ @imsofull Feb 16
        Replying to @WSJ @maggieNYT

        It should be a bipartisan no brainer to lower interest rates. Anything over 1% should be a crime.

        0 replies 0 retweets 1 like
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      1. Dungey State U‏ @UrDSU Feb 16
        Replying to @WSJ @maggieNYT

        Interest payments frontloaded

        0 replies 0 retweets 1 like
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      1. New conversation
      2. ray perkins‏ @rayperkns Feb 16
        Replying to @WSJ

        They don’t plan to pay

        1 reply 0 retweets 1 like
      3. 1 more reply
      1. New conversation
      2. buster‏ @busternjax Feb 16
        Replying to @WSJ

        time to bring back debtor's prison to encourage these deadbeats...

        1 reply 0 retweets 0 likes
      3. Kristi Godden‏ @Libbykris11 Feb 16
        Replying to @busternjax @WSJ

        Did you read the article? Most are not in default. That means they are paying on their loans. Because most of the payment goes to interest, the balance is largely unaffected.

        2 replies 0 retweets 1 like
      4. Kristi Godden‏ @Libbykris11 Feb 16
        Replying to @Libbykris11 @busternjax @WSJ

        Oh, and in case you didn’t know - you can’t get out of paying back your student loans. Unlike other types of loans, they aren’t dischargeable in bankruptcy and the government can garnish wages if you don’t pay.

        0 replies 0 retweets 0 likes
      5. End of conversation

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