This sums it up nicely: “Our conclusion is that people who are auto-enrolled do eventually take on more debt,” said co-author James Choi, a professor of finance at the Yale School of Management. “But they don’t take on more of the kind of debt that would be clearly worrisome.”
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Wouldn’t it be more reasonable to try to link higher debt to number of fast food meals per month than to automatic 401(K) investing?
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And how many companies don’t offer 401(k)s, leaving millions without a retirement? The stock market rally does them no good.
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