Tell that to the 45 year old father of 2 with cancer. Yeah, it's a scam, until your family gets a huge tax free check.
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Life insurance on a person who's certainly going to die within 5 years? "Here I'll give you $5,000 a month if you pay me $1M."
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45 health insurance policy will take care of that don't worry.
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Life insurance industry needs to revise their mortality tables.
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If you're buying life insurance at the age of 100 you have no idea what the purpose of life insurance is.
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What, recv'g premiums longer is a bad thing?
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Most older whole life pol "matures at 100" & the face of the policy is paid out as an annuity. $100,000 whole life at 100 pays out $100,000
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I knew a guy that was wealthy and died intestate. Had $800,000 cash in a the bank. When the bank lawyer finished, 3 years later, no $800,000
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Sounds like his family is just being greedy.
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Half of all babies born today will live to 100 but half of them will have dementia.
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- End of conversation
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That is on them to figure out and adjust accordingly.
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