As a 21 year old senior in college, I am the only one out of most of my friends w a credit card #fakenews
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190,000 points = $1,900.00 in travel
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You get 3 am x cards and get the collect minimum spending bonus then close out cc before annual fee hits. 190,000 points
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Amex gold 25,000 points for spending $1k in 3 months. Amex every day 15,000 points for $3k in 3 months.
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Amex platinum has 150,000 point offer if you spend $5k in 3 months, plus they give you $15 Uber credit a month. $550 annual fee
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It's a hobby and not exclusive to an age group. Monkeys on typewriters can come up with better articles. Google "MANUFACTURED SPENDING"
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Avoid using credit cards altogether. Do not buy stuff for which you do not have real money to cover.
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You do it to earn points, then redeem the points for free travel. You don't get points for the cash you spend
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spoken like a true credit card advertiser
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The reason they use "points for free travel" is because it improves their profits. It is not done out of kindness!
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Obviously, travel credit cards have the highest annual fee. The trick is to close out your card before the fee hits.
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Or you can just avoid buying stuff for money you do not actually have instead of getting sucked into credit card schemes.
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If you can't trust yourself with a CC that's fine, but don't call it a scheme because other people are financially responsible
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Credit card companies actively encourage people to be financially irresponsible by clever marketing tricks and deceptions.
End of conversation
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Spreading wrong ways ! People don't exist to ensure promotion of credit card selling guy !
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how is that even possible?
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yeah im gonna go ahead and say no...
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Im 33, does that make me a millennial? I use cash only
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Wait. What? I thought millennials were terrified of debt
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