Banks have so much cash now they don't need to lend shit .
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So, you don't care if people are taken advantage of? Buried in debt for life? What the fuck is wrong here?
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Isn’t that what got us in trouble the last time? The banks must have a reasonable expectation they will be paid back. What’s the default rate for student loans? Higher than normal because there is no history. Assets and ability to pay key to a good loan.
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Lending to poor was the single reason subprime mortgage catastrophe, was it not?
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How would the banks get money nowadays, if they dont lend to the poor?
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And how would witches find husbands?
End of conversation
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