It can never be 100% fixed. I am a software engineer. I know
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Simple reason Americans prefer plastic when paying: they use it to create credit. In Europe, the bank's overdraft facility is preferred (cheaper). The stingy Germans prefer cash. The unstoppable triumphal march of digital payment leads over Asia and Africa.
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Many are saying no to smart Phones
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I love plastic I don't want to give it up
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Americans also drive shitty cars and carry guns.
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Ha. And lose face?
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