My company processes payments for 20,000 small businesses In the first lockdown, their revenue fell 55%. They got 8 weeks of PPP loans for a 36-week pandemic. Those that survived are hanging on by a thread. Another lockdown without aid will wipe small biz off the map completely
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Too, the failure of the small is in not adapting to neutralizing the big; as E. coli in the intestines has done, or Puffer Fish adapting spines so they are not eaten by larger fish. "Act like the big do" is deepity, not grounded in reality... or ethics.
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Ergo, 3rd parties acting like the pseudo-duopoly is destined to fail. We need to out smart them instead of play by the overt rules they wrote. Law has gaps that can be walked through legally; what the law -doesn't- mention, the law does not apply to.
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