Put as much as possible in your 401 k people , it will be the best decision you ever made
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Social security needs to be protected. Many can’t save or don’t have a benefit that includes a 401K. I draw $1400 after taxes and a $150 deduction for Medicare premium. For many seniors that’s all they have for the whole month.
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IRA’s are options for people that don’t have a 401K.
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You are informed Years in advance what your SS payments will be. Everyone knows.
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Most likely those that didn't save for retirement.
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And they're in dire straits because of burdensome and onerous taxes leveled on the local, state and federal level.
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Was SS intended to be a retirement plan when created?
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