Then spend refund getting out of debt...wait that would be the working class. Captilism at its best.
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. Isnt getting into debut the point of the "holiday season"...?
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Very true. I only saved my little changes 4 grocery, besides a good shoe 4 this long winter. I walked everyday...
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I pay cash for everything - if you have to charge it, you don't need it (except house and car)
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I WON'T
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