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Blockedchain - for when the Man really, really doesn't like you. Looking forward to the hacking/exploiting professionals to be. If you are blocked from making certain transactions based on your social credit, that's a business opportunity like no other. Just tax after upgrade.
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"Lambda school, but for your personal credit score." 0 fees until you can move assets, take trains etc. - then, a percentage of all transactions until retainer is paid...