colleges are no longer necessary at this point. they are officially obsolete.
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There's no correlation between a BA and higher income for people coming from the bottom 20% of America's families. It's captured almost entirely by the wealthiest 20% of families. College keeps the rich rich, but it doesn't provide mobility for the poor.
There's the investment angle too. If you were to take the average cost of a BA from an in state, public college and put it in a mutual fund for 50 years you get a higher return on investment than the increase in pay. Out of state or private college can't even be considered.