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Nope, in part because you left out the time factor. 50 years is the calculation for no degree, but the average completion time for a bachelor's is 6 years. You've got to deduct those years of earnings from the degree path. That knocks you down another $180k. It's even.
I'm a major proponent of education. But there's big difference between a degree and an education. And again, if your argument is that people don't have that money lying around, I agree. But if we're going to subsidize borrowing, why not give people freedom in how to invest?
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