So you think "SWEET, insurance I can afford!" They say "it doesn't cover everything but it's cheap"
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You think "well, it's for a few months, what could go wrong" Then you have an accident Then you realize you are buying someone a new car
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Because the insurance did not, in fact, cover a whole lot of things, but you didn't want to or know how to read the coverage.
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This is why the ACA has "essential benefits" because raise your hand if you've ever read everything your insurance does and does not cover.
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Ok, now raise your hand if you've read *anything* your insurance covers. No, you in the back, that was the premium sheet.
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In my experience, most people care about what is covered only when their coverage is denied. It's complicated. It's hard to read
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And it's really, really boring. REALLY boring. They don't even include photos of the cysts they may or may not drain.
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(Big brother watches you click that Dr. Pimple Popper link) It's also critically important to know what is covered.
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One good thing about
#ACA, it didn't require everything covered, but common stuff you'd need you didn't have to think about.#mepolitics1 reply 0 retweets 0 likesShow this thread -
Let's talk about HRA vs. HSA. http://www.aetna.com/producer/aetnalink/2009-4q/natlink_hra_4q09.html …
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HRAs are owned by employers, not portable. So that's sort of a big deal if you change jobs.
#mepolitics
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Responsibilities call....more later.
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