AHPs seem to be good & bad. They can provide self-employed/small employers (huge part of Maine) access in different ways.
#mepolitics
This is why the ACA has "essential benefits" because raise your hand if you've ever read everything your insurance does and does not cover.
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Ok, now raise your hand if you've read *anything* your insurance covers. No, you in the back, that was the premium sheet.
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In my experience, most people care about what is covered only when their coverage is denied. It's complicated. It's hard to read
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And it's really, really boring. REALLY boring. They don't even include photos of the cysts they may or may not drain.
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(Big brother watches you click that Dr. Pimple Popper link) It's also critically important to know what is covered.
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One good thing about
#ACA, it didn't require everything covered, but common stuff you'd need you didn't have to think about.#mepoliticsShow this thread -
Let's talk about HRA vs. HSA. http://www.aetna.com/producer/aetnalink/2009-4q/natlink_hra_4q09.html …
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HRAs are owned by employers, not portable. So that's sort of a big deal if you change jobs.
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