Multigenerational homes with multiple incomes and multiple stay-at-home caregivers while downsizing on luxuries.
This has been the mechanism in nearly every world culture for our entire history until post-industrialism. It can work when paired with strong religious faith to provide morals and incentive to adhere to service to the family and loving one another instead of selfish hedonism.
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Plenty of people will say this could ever work. But it has worked for millennia. We carefully undid everything supporting it because it’s better for banks if generational wealth burns away but it can be brought back and used again because it has been shown to be the best system.
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