Second child got slightly better insurance so $3,000 per person, only $6k total instead of $8k.
This is true. My insurance deductible was $4,000 per person, $14k family. Hospital and clinicians each billed both mother and newborn to max out both deductibles. Then the car seat/crib/diapers/high chair/clothes/everything, plus missed work with FLMA but no pay.
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So 2 kids cost $14k just to pull them out of the womb, then all the layered costs of deeding/clothing/living.
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