The Entrepreneurs Network

@TenThinkTank

A think tank making Britain the best country to start & grow a business Secretariat: Tweets by:

United Kingdom
tenentrepreneurs.org
Vrijeme pridruživanja: listopad 2013.
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  1. prije 20 sati

    From our Startup Manifesto: How to cut delays in EIS and SEIS advanced assurance to unlock more funding for startups.

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  2. 31. sij

    As the latest survey from the Institute of Directors reveals, over 55% of its respondents believe they will “only be able to make planning and investment decisions with certainty when we understand our future relationship with the EU”

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  3. 28. sij

    Our latest report, Cashing Out, gets a mention by

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  4. 27. sij

    If you enjoyed it, you can sign up to our weekly newsletter here:

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  5. 27. sij

    Our latest newsletter discusses Fred de Fossard's new report on why we shouldn't fear the rise of cashless retail.

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  6. 27. sij

    "Instead of scapegoating card-only retailers and trying to override long-term shifts in consumer demand, governments should focus on the failures of traditional finance providers and enable a new wave of innovators to meet the needs of the unbanked."

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    23. sij

    Why we shouldn't ban cash-only businesses – my thoughts on 's latest paper for

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  8. 22. sij

    Major US cities including San Francisco have banned card-only shops. But Fred de Fossard, author of our new report Cashing Out, argues that this is the wrong approach. Burdening SMEs while doing little to improve financial inclusion.

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  9. 21. sij

    The report concludes: "Our politicians should trust entrepreneurs, and allow them to innovate and improve their productivity how they see fit, and instead focus on how to bring the benefits of the cashless economy to all."

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  10. 21. sij

    For example, some challenger banks now enable new customers to open accounts without a fixed address, allowing new customers to use a friend’s house or a shelter instead. Others have suggested offering free PO boxes to the homeless.

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  11. 21. sij

    The report argues regulators would be wiser to embrace the productivity and innovation of electronic payments, and focus on the advantages offered by Open Banking and financial technology to our economy and the financially- excluded alike.

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  12. 21. sij

    Preserving cash isn't a long time solution as the unbanked receive worse, and more expensive services and utilities when they pay by cash.

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  13. 21. sij

    Banning card-only shops is the wrong approach. It will burden independent shops and inadvertently advantaging cashless online retailers like Amazon. Accelerating a shift to online shopping.

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  14. 21. sij

    Around 1.23 million people in the UK do not have a bank account, many of whom exist on the poor, precarious margins of society.

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  15. 21. sij

    The government has committed to preserving cash in the economy for the foreseeable future. However, usage shows that cash is in terminal decline throughout the western world, and regulators would be wise not to fight yesterday’s challenges.

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  16. 21. sij

    However, the rise of card-only businesses hasn't been universally welcomed. Major US cities, including San Francisco have banned card-only shops out of concern for the unbanked.

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  17. 21. sij

    Handling cash costs British businesses on average over £3,000 per year. Cash is expensive to handle and can attract theft. Today, cash accounts for only 22% of retail transactions.

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  18. 21. sij

    Cash is in terminal decline. Over half of Britons carry less than £10 in cash on them at any one time. Less than a quarter of retail payments are made in cash; cashpoints are disappearing from the high street; and a wave of small businesses are going card-only.

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  19. 21. sij

    NEW REPORT: In Cashing Out, Fred de Fossard argues that the decline of cash has helped small businesses.

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  20. proslijedio/la je Tweet
    20. sij

    My new NBER working paper -- an overview on micro-entrepreneurship in developing countries. How joining the formal sector, access to credit, and other interventions affect small firms + a discussion of gender gaps. Ungated copy:

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