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Tyrone V. Ross Jr.
@TR401
CEO & Co-Founder • President and Founder
San Diego, CAtyroneross.ioJoined September 2008

Tyrone V. Ross Jr.’s Tweets

“Insuring is the functional area where personal finance knowledge is lowest among African-Americans, but it is also essentially just as low in the areas of comprehending risk, investing and identifying go-to information sources.”
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As our research has shown, the financial well-being of Black Americans lags behind that of the U.S. population as a whole. Greater financial literacy is linked to higher financial well-being, as the @TIAAInstitute-GFLEC Personal Finance Index reveals: lnkd.in/dYHFa-B 2/2
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“Employers in the tech sector cut more than 150,000 jobs in 2022 and in just the first three week of 2023, layoffs climbed to more than 30% of that figure.” If you or someone you know lost their job please share this. We’re also happy to meet with you for free.
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If you've been impacted by the recent layoffs across the tech industry, you're not alone! We know it can be a difficult time, so we've curated some best next steps to consider to protect yourself both financially and professionally. 401financial.notion.site/After-a-Layoff
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From FINRA’s industry snapshot last year: - 307,500 dual registrants. -305,000 representatives solely registered as brokers. -77,500 investment advisors registered with the SEC or state governments.  🧐
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This is how I’ll always remember you my fiend. Playful and full of joy until the very end. Your spirit will love on through me and the many lives you’ve touched with your kindness. I hope that you show up on the other side in this outfit🤣. Til we meet again. Love you, GS. 🌹❤️
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Replying to @TR401 and @401Financial
That is absolutely fantastic and totally on brand @TR401! (and man does it work)
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Company finances = cost of capital. Personal finances = cost of capital & cost of ease, comfort, & time. Engineer your finances with margins of error, so you can care less when experiencing bad outcomes (which is inevitable in both life & investing...especially w/kids!).
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In a partnership call we were on last week ended with this: “Each night when my head hits the pillow I ask myself: Did I give the world more than I took from it? If not, I get back up and do my part to help make the world a better place.” Let’s give first this week! 👊🏻
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New edition goes out this week with some exciting news. Estate planning will never be the same.😉
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If you’re looking for insights at the intersection of crypto & financial planning, subscribe to our monthly Token Advice newsletter!👇 tokenadvice.substack.com
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Lack of financial education is a crisis in this country that we continue to ignore.
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I gave a workshop on finances and psychology to college undergrads last night. The biggest questions they had? What’s a 401(k)? What’s a CD? These are very bright scientists and engineers and and yet the very basics of saving and investment have NEVER been addressed.
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How is the financial industry serving Gen Z? Tyrone Ross Jr. () and Assistant Vice President at NorthCoast Asset Management Ben Phillips discuss how the financial industry is serving Gen Z - the largest growing group of investors.
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Can we accidentally overpay teachers by $1M please?
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Louisiana Legislative Auditor found LSU overpaid Brian Kelly by $1M+ in 2022 due to erroneous double-payments to both the coach and Kelly’s LLC—the school enacted an adjusted pay schedule to recoup the funds by the end of FY2023: businessreport.com/business/audit
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Hard Startup Truth: When Founders suggest that their product isn't ready to sell, they think sales is about selling features. Early-stage sales is about getting them excited by YOU (the Founder), how you see the world, and most importantly, how you uniquely solve their problem.
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