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Steve_Sailer's profile
Steve Sailer
Steve Sailer
Steve Sailer
@Steve_Sailer

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Steve Sailer

@Steve_Sailer

America
unz.com/isteve
Joined October 2010

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    1. Matt Taibbi‏Verified account @mtaibbi Sep 13

      Matt Taibbi Retweeted

      It absolutely contributed to the housing bubble, but you’re misunderstanding the incentives: companies loaned to people who couldn’t pay not because of housing policy, but because there was massive market demand for the product. https://twitter.com/ALambertarian/status/1040373206178312193 …

      Matt Taibbi added,

      This Tweet is unavailable.
      26 replies 27 retweets 158 likes
    2. Steve Sailer‏ @Steve_Sailer Sep 13
      Replying to @mtaibbi

      GW Bush's housing policy wasn't to force cautious lenders to lend more to minorities, it was to get keep his regulators from slowing down over-optimistic true believers in Hispanic reliability like Mozilo of Countrywide and Killinger of Washington Mutual.

      5 replies 1 retweet 17 likes
    3. Genevieve Sabine‏ @gensabine Sep 14
      Replying to @Steve_Sailer @mtaibbi

      Mozilo and Killinger didn't have to believe in anything. They weren't taking on any risk- as soon as the loan was inked they were reselling it. From that point forward the debtor owed his debt to Freddie, Fannie and various mutual and pension funds, not to CW, WM or the banks.

      1 reply 0 retweets 6 likes
      Steve Sailer‏ @Steve_Sailer Sep 14
      Replying to @gensabine @mtaibbi

      But ... when music stopped playing in 2008, both mortgage lenders Countrywide and Washington were left holding vast # of mortgages that they hadn't been able to securitize and went under. More reasonable that Mozilo & Killinger saw Latinos as untapped market due to prejudice.

      3:26 PM - 14 Sep 2018
      • 4 Retweets
      • 14 Likes
      • Andrew Lee Rogue Pawn Nancy Willing Portland Frog Yegg Arcadian_fire❌ Lewis Wade Johnlat Steve Sailer
      2 replies 4 retweets 14 likes
        1. John McCarthy‏ @JohnMccarthyyy Sep 14
          Replying to @Steve_Sailer @gensabine @mtaibbi

          Countrywide told me and my wife in 2006 that we qualified for a $1 million mortgage. At the time, we were making a combined $70,000 a year. that’s when I knew they were cooked.

          0 replies 3 retweets 11 likes
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        1. Genevieve Sabine‏ @gensabine Sep 14
          Replying to @Steve_Sailer @mtaibbi

          ....because they anticipated their scam falling apart? And *then* they expected Latinos to be good security risks on the debt they were left holding? Opposite of reasonable.

          0 replies 0 retweets 1 like
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